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Health Connect Supra


​Features and benefits

  • ​Liberty Videocon's HEALTH CONNECT SUPRA POLICY helps you to extend your existing health ​policy coverage,incurred during hospitalization due to an accident or illness
  • This policy works alongside your current health insurance policy and enhances it to provide you a larger coverag at a much lower premium.
  • It is available in two variants
  • Top Up: Enables you to enhance the Sum Insured at a lower cost over the specified deductible amount applied on per claim basis
  • Super Top Up: Enables you t​o enhance the Sum Insured at a lower cost over the specified deductible amount applied on aggregate per policy year

Health connect Supra – (Super Top-up plan & Top-up plan)

  • For Topup plan Comprehensive covers with sum insured up to 20 lakhs – Multiple SI and Deductible options to choose from.(For Super topup plan Sum Insured is upto 1 Cr)
  • No Pre Policy Health Check-Up for proposals – for proposal with nil previous / present adverse history
  • Single Policy option for Individual and family members with additional discount - Avail discount on 2 or more family members cover under the same policy.
  • Multi Tenure Policy of 2 or 3 Years - Avail Discounts for tenures of 2 or 3 years.
  • Cover for Pre-existing Disease from first Renewal with Policy tenure of 3 years.
  • Preventive Care benefits – Avail benefits for Preventive Health measures like First Medical Opinion, Live Health talk, Electronic Medical records management and health newsletter without any extra cost.
  • Cashless Claims benefit – Avail Cashless claim benefit from over 3600 network hospitals.
  • Tax Benefit – Avail tax benefits under section 80D of Income Tax Act 1961 on premium paid for Health Connect Supra.
  • Loyalty Perk- Auto increase in Sum Insured by 10% on the Sum Insured for every claim free Policy year up to a maximum of 100% of the Sum Insured if the Policy is renewed without any break.( Only available on Super topup plan)
  • Option to avail -Reload of Sum Insured, AYUSH Treatment. ,World-wide Coverage, Wellness & Assistance Program as per your need. (Additional to above options World-wide coverage can be opted on Super Topup plan)
  • Available on Individual and Family Floater Basis

Portability Benefits

If You are insured continuously and without interruption under any other Indian General Insurance and/ or Standalone Health Insurer’s individual health insurance policy and you want to shift to us on renewal, the Company will consider such requests on proper evaluation allowed in terms of the Portability Guidelines issued by IRDA.

Renewal Benefits

  • Lifelong Policy Renewal without any exit Age
  • Grace Period - Grace Period of 30 days for renewing the Policy is provided under this Policy
  • Sum Insured Enhancement - Sum insured can be enhanced only at the time of renewal subject to no claim have been lodged/ paid under the policy and approval by the Company
  • Change in Plan/Deductible: Change in Plan or deductible can be done at Renewal subject to acceptance by the Company.
  • Loyalty Perk: Auto increase in Sum Insured by 10% on Sum insured for every claim free year up to maximum of 100% if the Policy is renewed without any break. ( Only Available on Super Topup Plan) 

Waiting Periods

  • 30 days Waiting Period Exclusion: A waiting period of 30 days from the commencement date of the first Policy will apply to all disease/ illness contracted other than accidental bodily injury requiring hospitalization
  • Two Year Waiting Period Exclusion: A waiting period of 24 months shall apply to the treatment, of the following, whether medical or surgical for all Medical Expenses along with their complications on treatment towards:
  • Cataract, Benign Prostatic Hypertrophy, Hernia, Hydrocele, Fistula in anus, piles, Sinusitis and related disorders, Fissure, Gastric and Duodenal ulcers, gout and rheumatism; internal tumors, cysts, nodules, polyps including breast lumps (each of any kind unless malignant); Hysterectomy/ myomectomy for menorrhagia or fibromyoma or prolapse of uterus, polycystic ovarian diseases; skin tumors unless malignant, benign ear, nose and throat (ENT) disorders and surgeries (including but not limited to adenoidectomy, mastoidectomy, tonsillectomy and tympanoplasty); dilatation and curettage (D&C); & Congenital Internal Diseases. Calculus diseases of Gall bladder and Urogenital system, Joint Replacement due to Degenerative condition, Surgery for prolapsed inter vertebral disc unless arising from accident, Age related Osteoarthritis and Osteoporosis, Spondylosis / Spondylitis, Surgery of varicose veins and varicose ulcers.

  • Pre- Existing Condition Exclusion: Pre-existing Conditions and any complications arising from the same will not be covered until 36 months of continuous coverage have elapsed, since inception of your first Policy with Us.​
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Customer Reviews

Customer Reviews

Priyanka Popat


​Thanks Mr. Kaushal and Mr. Rajesh Portability for Mr. Rohit's son is accepted by Health Insurance Underwriting Team. This is a lovely example of ''OUT OF THE BOX'' thinking at LVGI as Dr. Liji has physically examined the boy after discussing the matter with Dr. Asha and Hemlata madam instead of compelling him to go for X-Ray/MRI.​​ Parents of the boy appreciated the way proposal was tackled as parents and the consulting doctor were not of the opinion of taking X-Ray/MRI of the young boy, as he was fit post hospitalization. Thanks to Underwriting Team for thinking differently.​