The policy indemnifies the Insured i.e. the employer against his liability as an “employer” for accidental injuries (including fatal) sustained by the employees whilst at work. Any employer, whether as a principal or contractor, engaging 'employees’ as defined in the Employees’ Compensation Act or sharing an employer – employee relationship, can purchase this cover.
Main Extensions (On payment of extra premium)
- Medical expenses including related hospital, surgical and transportation expenses.
- Employees of Contractors
- Occupational Diseases