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Stay prepared for the unexpected

Janta Personal Accident Policy

Conceptualized to provide coverage to individuals against accidental deaths, along with other accidental benefits, is the Janta Personal Accident Insurance Policy.

Features & Benefits

With an intent to provide Personal Accident Cover to those dwelling in rural regions, the prime features that this assistive insurance policy comes packed with, include –

  1. Maximum age for eligibility – 75 years
  2. Minimum age for eligibility – 5-18 years (for children)
  3. Exit Age - Renewable for Life
  4. Term of the policy - 1 year
  5. Free look period -A free look period of 15 days is available
  6. Geographical boundary - Worldwide

Kindly go through the policy wordings to know more.


What does the Janta Personal Accident insurance policy cover?

The cover under this insurance policy is offered for the following events -

The company shall remunerate the amount described hereunder in the Schedule of Benefit, in case of a physical damage arising exclusively and directly from accidents triggered by visible, external and violent means.

Accidental Benefits % of CSI
Accidental Death 100%
Loss of % of CSI
Limbs (both hands or feet or one hand and foot) 100%
Irremediable and Total loss of sight of both eyes 100%
An eye and a Limb 100%
Sight of one eye, or Irremediable and complete loss of use of any/one of the limbs 50%
Total Permanent Disability due to Accident 100%

The above mentioned list is not exhaustive. Kindly refer to thepolicy wordings.for further details on inclusions and other information.

UIN : IRDA/NL-HLT/LVGI/P-P/V.I/363/13-14

Why Commercial Insurance

Listen to Our Customers

Thanks Mr. Kaushal and Mr. Rajesh Portability for Mr. Rohit's son is accepted by Health Insurance Underwriting Team. This is a lovely example of ''OUT OF THE BOX'' thinking at LVGI as Dr. Liji has physically examined the boy after discussing the matter with Dr. Asha and Hemlata madam instead of compelling him to go for X-Ray/MRI.​​ Parents of the boy appreciated the way proposal was tackled as parents and the consulting doctor were not of the opinion of taking X-Ray/MRI of the young boy, as he was fit post hospitalization. Thanks to Underwriting Team for thinking differently.​

Priyanka Popat

We have received the transferred amount.Thanks a lot for paying heed to our matter.
We will always remain grateful to you for your kind gesture.​

Seema Sanadhya

"Thank you very much" to Rima Malhotra for your support and help 
I just want to  say, I was impressed by your work what you did. your quick response and you kept following my refund request of excess amount till to its complete.
Really I liked your service from your company and hereby I confirm that finally I got my refund (credited to my account) today. Thanks once again​

Vishwas acharya

"I am very happy for the customer care services. Whenever I wrote or called I got quick and appropriate reply. Thank you very much for your response. I hope you would continue doing good work​


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Registration Number: 150 | ARN- ADVT/2017/May/22 | CIN: U66000MH2010PLC209656

© 2017 Liberty Videocon General Insurance Co. Ltd.

Reg Office: 10th floor, Tower A, Penisuala Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

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