Hospitalisation Expenses including Day Care treatment: In-patient hospitalization as well as treatment taken in a hospital for less than 24 hours would get covered under this cover.
Pre- Hospitalization and Post- Hospitalization expenses:The expenses incurred before and after hospitalization upto the number of days as per your Plan gets covered under this.
Domiciliary Hospitalisation Treatment: Home hospitalisation due to non- availability of hospital bed or because you are not in a condition to be moved to a hospital would get covered under this cover.
Hospital daily Cash Allowance: Daily cash Per day of hospitalization max up to 10th day of continuous hospitalization is payable under this cover. A deductible of first 48 hours of hospitalization is applicable.
Emergency Local Road Ambulance Charges: Ambulance expenses incurred while transferring the Insured to the nearest hospital would get covered upto the limits specified.
Organ Donor Expenses: Organ donor's screening charges & the medical expenses for an organ donor's treatment for the harvesting of the organ gets covered under this cover.
Second Opinion: Medical second opinion to augment confidence in the medical diagnosis and treatment plan is arranged through the expert doctors available on the panel.
Recovery Benefit: A lump-sum of Rs. 10,000 payable in continuous hospitalization of more than 10 days.
Nursing Allowance: Payment of INR 500/- as daily allowance up to 30 days per Policy period payable, towards engaging the services of a qualified nurse if such services are necessary either at the Hospital or at the Insured Person's residence.
Restoration of Basic Sum Insured: an amount equivalent to your Sum Insured is avilable on occurrence of another unrelated event for you on Individual as well as family floater basis. This is available for sickness as well accidents.
Extended policy tenure: Extend your Policy without paying any additional premium if the you stay overseas for a continuous period of more than 15 days.