Sign In
banner Image

Stay covered in all emergencies

Health Connect Supra

Key Benefits of Health Connect Supra

An additional benefit to your existing basic personal or family health insurance, Health Connect Supra offers financial cover over and above the basic sum assured in your policy. It is available in two variants – Top Up and Super Top Up plans.
  • Extend your

    Existing health ​policy coverage,incurred during hospitalization due to an accident or illness

  • Alongside your

    Current health insurance policy and enhances it to provide you a larger coverage at a much lower premium.

  • Top Up

    Enables you to enhance the Sum Insured at a lower cost over the specified deductible amount applied on per claim basis

  • Super Top Up

    Enables you to enhance the Sum Insured at a lower cost over the specified deductible amount applied on aggregate per policy year

Liberty Health Connect Supra

Health Connect Supra is an extension for your existing Liberty Videocon Health Insurance Policy. The policy extension works along with your existing Health Insurance Policy to improve and provide a larger coverage for expenses incurred during hospitalization due to an accident or illness. Spend Less to get Higher Coverage on your Liberty Videocon Health Insurance.

The details furnished above are indicative & do not constitute the entire terms, conditions and exclusions of the Policy. For further detail please refer to

Policy wordings

Features and Benefits of Health Connect Supra

An additional benefit to your existing basic personal or family health insurance, Health Connect Supra offers financial cover over and above the basic sum assured in your policy. It is available in two variants – Top Up and Super Top Up plans.

Top-up Plan:

  • Increase the Sum Insured at a lower cost, calculated on a per claim basis over the specified deductible amount. The Sum Insured for a Top-up Plan goes up to 20 lakhs.

Super Top-up Plan:

  • Increase the Sum Insured at a lower cost, calculated on an aggregate per policy year basis over the specified deductible amount. The Sum Insured for a Super Top-up Plan goes up to 1 Crore.

Benefits

  • Multiple SI and Deductible options to choose from.
  • No pre-policy health check-up required for proposals in case you don’t have an adverse health history.
  • Single policy for individual and family members with additional discounts if 2 or more family members are covered under the same policy.
  • Get attractive discounts on Multi Tenure Policy of 2 or 3 years.
  • For policies with tenure of 3-years, get coverage for pre-existing diseases from the first renewal.

Additional benefits for:

  • Get preventive health measures like first medical opinion, electronic medical records management, live health talk, and health newsletter.
  • Avail Cashless claims from over 3600 network hospitals.
  • Tax benefits on premium paid under section 80D of the Income Tax Act 1961.
  • No Claim Benefit increases by up to 10% for the Sum Insured, for every claim free year of the policy tenure. You can also avail up to a 100% of the Sum Insured if the policy is renewed timely, without break.*
  • Optional additions including reload of the Sum Insured, world-wide coverage*, AYUSH Treatment, Wellness & Assistance Program.
  • *Applicable only for Super Top-up Plan

Portability & Renewal

Portability –

  • If you wish to switch from your current health Insurance policy to Liberty Videocon on renewal, we can certainly do that with proper evaluation, keeping your convenience in mind. Please note that our evaluation process adheres to the Portability Guidelines issued by IRDAI.
  • If You are insured continuously and without interruption under any other Indian General Insurance and/ or Standalone Health Insurer’s individual health insurance policy and you want to shift to us on renewal, the Company will consider such requests on proper evaluation allowed in terms of the Portability Guidelines issued by IRDAI.
  • Also, if you are insured continuously and without interruption under our Health Insurance Policy, and you want to shift to this policy on individual or family cover, the Company will consider such requests on proper evaluation, as per Company’s underwriting guidelines and terms of the Portability Guidelines issued by IRDAI.

Renewal –

  • Liberty Videocon Health Insurance comes with lifelong policy renewal without any exit age, providing a grace period of 30 days for renewal under the policy.
  • A change in plan, enhancement in the sum insured or alterations in deductible can happen at the time of renewal subject to prior approval by the Company.
  • Get an automatic 10% increase in the Sum Insured for every claim free year maximum upto 100% of Sum insured if the policy is renewed on time, consistently without any breaks.*
*Applicable only for Super Top-up Plan

Waiting Periods

There are three types of waiting periods, and specific rules apply to each one of them.
  • 30 days waiting period shall apply to all diseases contracted except for bodily injury that requires hospitalization, having occurred due to an accident.
  • A waiting period of 2 years or 24 months will apply to the following medical or surgical treatments, including medical expenses along with their complications: Cataract, Hernia, Benign Prostatic Hypertrophy, Hydrocele, piles, Fistula in anus, Sinusitis and related disorders, Gastric and Duodenal ulcers, Fissure, gout and rheumatism, Internal tumors, nodules, cysts, polyps including breast lumps, Hysterectomy for menorrhagia or prolapse of uterus, polycystic ovarian diseases, Skin tumors unless malignant, ENT disorders and surgeries, Dilatation and curettage & Congenital Internal Diseases. Calculus diseases of Gall bladder, Joint Replacement due to degenerative condition, age related Osteoarthritis and Osteoporosis, Surgery for prolapsed inter vertebral disc unless arising from accident, Spondylosis or Spondylitis, varicose ulcers and surgery of varicose veins.
  • In case of pre-existing condition and/or any complications arising from them, will not be covered until 36 months of continuous coverage have elapsed from the date of the Health Insurance policy being issued.

Coverages

Health Connect Supra Policy – (Super Top-up plan & Top-up plan)

Pre and Post Hospitalization
  • Covers medical expenses that occur during the number of days immediately before and after hospitalization, as specified under the Health Insurance Policy for family or individual. This coverage provided is towards consultations, tests and medications.
In-patient Treatment
  • This covers the hospitalization expenses incurred due to an illness or accident, for a minimum of 24 hours. It pays for medical expenses including room rent, nursing, medical practitioner, boarding expenses, ICU, medicines and other related requirements.
Day care Procedures
  • This covers medical expenses for a total of 405 day care procedures which do not require 24 hours hospitalization, as stated in the policy document.
Loyalty Perk
  • The Policy provides an automatic 10% increase in the Sum Insured for every claim-free year, and that can go up to a maximum of 100% of the Sum Insured if the policy is consistently renewed without breaks.*
*Applicable only for Super Top-up Plan

Policy Discounts

  • Family discount of around 10% if two or more family members are covered under a single policy, with a flat discount of 15% proposed for each child.
  • Family floater discount of up to a maximum of 40% is available for the immediate family, including the spouse and three kids under a single Sum Insured floating on all members.
  • Additional long term policy discount of 7.5% and 10% on the premium if you choose a 2 year and 3 year policy tenure respectively, and pay the applicable premium as a single premium in advance.
  • Loyalty discount of 5% offered if you have an ongoing retail health insurance policy issued by Liberty Videocon General Insurance.
  • Avail 10% discount when you purchase the Health Connect Supra policy through the company’s direct channels or its website.

Optional Cover(s)

Reload of Sum Insured
  • Once during a policy year, if the Sum Insured is exhausted, this cover allows Reload of Sum Insured for the value of the original Sum Insured
World-wide Coverage
  • This covers for emergency medical expenses outside India, specifically for the person insured during the Policy Year.
    *Applicable only for Super Top-up Plan
AYUSH Treatment
  • Covers treatments for Ayurveda, Siddha, Unani and Homeopathy in a government owned hospital or an institute recognized by the government.
Wellness & Assistance Program

If you are within India but more than 150 kilometers away from your residence, you will be offered the following emergency services:

Medical Monitoring & Case Management
  • We monitor the policy holder’s condition, and stay in regular contact with the hospital or the attending physician, to relay legally ​​​permissible and/ or necessary information to the family members.
Medical Consultation and Evaluation
  • We provide 24x7 telephone access to our operations center which evaluates, analyzes and makes immediate referrals to approachable hospitals and qualified doctors.
Emergency Medical Evacuation
  • In case of emergencies where there is non-availability of adequate medical facilities for the Insured, we arrange for transportation and appropriate medical supervision to take the insured to the nearest medical facility capable of providing the needed care.

General Exclusion

  • Acquired Immunodeficiency Syndrome (AIDS)
  • Fertility treatments or assisted conception procedure, sterilization or birth control procedures
  • Pregnancy related expenses (except ectopic pregnancy)
  • Mental illnesses
  • Circumcision (except when necessary for an illness)
  • Cosmetic surgery (except for an injury or burns)
  • All preventive care, vaccination, and immunizations (except when it is medically necessary and is a part of a treatment)
  • Treatment / loss arising from the insured’s participation in a hazardous activity
  • Non-allopathic treatment
  • Standard list of excluded items

UIN : IRDAI/HLT/LVGI/P-H/V.I/31/16-17

​Coverage(s) Details

PLAN TOP UP SUPER TOP UP
OPTIONS
IIIII
III
SUM INSURED
3, 5, 7 Lakhs10, 15, 20 Lakhs
3, 5, 7, 10, 15, 20 Lakhs10, 15, 20, 30, 50, 100 Lakhs
DEDUCTIBLE
2, 3, 4, 5 Lakhs5, 7.5, 10 Lakhs
2, 3, 4, 5, 7.5, 10 Lakhs 10, 15, 20, 30, 40 Lakhs
In-patient HospitalizationMinimum 24 Hrs hospitalisation as an In-patient
Pre-HospitalisationMedical expenses incurred prior to the covered Hospitalization
30 Days60 Days
30 Days60 Days
Post-HospitalisationMedical expenses incurred after the covered Hospitalization
60 Days90 Days
60 Days90 Days
Day care Procedures405 day care procedures undertaken in a hospital/day care centre in less than 24 hours due to Technological advancement
Loyalty PerkAuto increase in Sum Insured by 10% on Sum insured for every claim free year up to max. of 100%.
Day care Procedures405 day care procedures undertaken in a hospital/day care centre in less than 24 hours due to Technological advancement
OPTIONAL COVER(S)
Reload of Sum InsuredReload Sum Insured available when the Sum Insured gets exhausted
AYUSH TreatmentMedical expenses incurred for Ayurveda, Unani, Sidha and Homeopathy Treatment
World-wide coverageEmergency care Medical expenses incurred outside India
Wellness & Assistance ProgramAvailable on optional basis and serviced by Us/Through Our Service Provider

Health Policy Renewal Reminder

Please enter your Name.
Please enter your Mobile number.
Please enter your Email Id eg. abc@example.com
Please enter your Policy number.
Please enter Renewal Date.
x
Please enter your Quotation number.

Why Commercial Insurance

Listen to Our Customers

Thanks Mr. Kaushal and Mr. Rajesh Portability for Mr. Rohit's son is accepted by Health Insurance Underwriting Team. This is a lovely example of ''OUT OF THE BOX'' thinking at LVGI as Dr. Liji has physically examined the boy after discussing the matter with Dr. Asha and Hemlata madam instead of compelling him to go for X-Ray/MRI.​​ Parents of the boy appreciated the way proposal was tackled as parents and the consulting doctor were not of the opinion of taking X-Ray/MRI of the young boy, as he was fit post hospitalization. Thanks to Underwriting Team for thinking differently.​

Priyanka Popat

Sir 
We have received the transferred amount.Thanks a lot for paying heed to our matter.
We will always remain grateful to you for your kind gesture.​

Seema Sanadhya

"Thank you very much" to Rima Malhotra for your support and help 
I just want to  say, I was impressed by your work what you did. your quick response and you kept following my refund request of excess amount till to its complete.
Really I liked your service from your company and hereby I confirm that finally I got my refund (credited to my account) today. Thanks once again​

Vishwas acharya

"I am very happy for the customer care services. Whenever I wrote or called I got quick and appropriate reply. Thank you very much for your response. I hope you would continue doing good work​

Madhao
General Insurace Insurance
Rated 4/5 based on 1870 customer reviews

Customer Reviews

4

Average Rating

Based on 1870 Ratings

  • 5 Star

    712

  • 4 Star

    745

  • 3 Star

    413

  • 2 Star

    0

  • 1 Star

    0

  • UDAY Y

    7/5/2016 3:48:26 AM

    I am happy to see that being a small company the employees talk to each other & resolve customer queries fast. I am pleased with the speed of service. Very professional people.

  • Pavan JH

    7/5/2016 3:58:26 AM

    I was surprised to see the level of professionalism shown by the claims & customer service team. They were quick and courteous. Cheers.

View all Reviews

Latest News

Firm launches new product

Asian Age, Thursday, March 17, 2016

Liberty Videocon General Insurance Company on Wednesday announced the launch of its health insurance ...

Know More

Articles

Your Mini-Guide for Two-Wheeler Insurance

September 07, 2016

The name itself describes that this insurance policy provides coverage against the financial liability that one may incur in case of any damage, or theft,

Know More

Registration Number: 150 | ARN- ADVT/2017/May/22 | CIN: U66000MH2010PLC209656

© 2017 Liberty Videocon General Insurance Co. Ltd.

Reg Office: 10th floor, Tower A, Penisuala Business Park, Ganpat Rao Kadam Marg, Lower Parel, Mumbai - 400013

Trade Logo displayed above belongs to Liberty Mutual and used by the Liberty Videocon General Insurance Company Limited under license. For more details on risk factors, terms & conditions please read sales brochure carefully before concluding a sale.