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Property Insurance Plans

Industrial Risk Insurance Policy

Coverage

Protecting your Assets and Revenues

Coverage

​You can make use of this policy if you own a factory or plant.​

 

To understand eligibility better, please read the policy wordings.​

Our Industrial All Risks policy will cover you on an ‘All Risk’ basis as the name suggests. This means it will protect you against sudden and unexpected physical loss or damage to your insured property. This policy includes accidents and Act of God perils like hurricanes both while the equipment is in storage and actively being installed, unless specifically excluded.​

​There is a separate business interruption section in the policy which covers a loss in gross profit when regular business operations are interrupted by a fire or allied peril.

On paying an additional premium, you can get ‘add-on’ covers. These are:​

  • Business interruption cover due to machinery breakdow
  • Escalation clause
  • Temporary removal of stock
  • Omission to insure additions /alterations
  • ​Terrorism

 

This is not an exhaustive list. For ​a detailed list of ​inclusions & other details, please read the policy wordings.​​​​

​This policy has ‘named excluded perils’ which means there are specific risks that will not be covered. These risks are:

  • War and nuclear events
  • Wilful acts
  • Work cessation
  • Inventory losses
  • Wear and tear
  • Defective design
  • ​In Business Interruption, loss of profit due to machinery breakdown

 

This is not an exhaustive list. For ​a detailed list of ​exclusions​ & other details, please read the policy wordings.

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Customer Reviews

Customer Reviews

N. Rama Mohan Rao

Mumbai

Thank you very much for your prompt service, While taking insurance from your company, some people told that, if I take insurance from other than car dealer, I have to face problem (Like visit to dealer and insura​nce company surveyor and office, no cashless facility etc) while claim comes, you have pro ven that all th ose words are wrong and we can take from other than dealer also, I would like to express my please for your service .​
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