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Plate Glass Insurance Policy

Coverage

Solutions for a Mixed Bag of Needs

Coverage

​You can make use of this policy if you own plate glass fixed on your premises. This policy is suited for all establishments like showrooms, shopping complexes, restaurants, hotels, etc.​

To understand eligibility better, please read the policy wordings.​

​"Plate Glass" means completely and securely fixed flat glass within the Insured Premises (including Plate Glass of display / show windows of the Premises) and described in the Schedule excluding its glazing and/or lettering and /or ornamentation and /or any surface treatment or surfacing unless specifically described and declared for insurance. Our Plate Glass Insurance Policy will cover you for any loss or damage to your plate glass during the insurance period, including repair and replacement costs. The geographical scope of this Policy will be India only and claims shall be settled in India in Indian rupees. The damage or loss must occur due to the following reasons:​

  • Fire and allied perils
  • Riot and strike
  • Theft
  • Breakage
  • ​Accident

This is not an exhaustive list. For ​a detailed list of ​inclusions & other details, please read the policy wordings.​​​​

This Plate Glass Insurance Policy has 'named excluded perils' which are specific perils or risks that will not be covered under the policy. These are:

  • War
  • Nuclear and radioactive events
  • Wilful acts of damage
  • Work cessation
  • Inventory losses
  • Wear and tear
  • Defective design
  • ​Terrorism
  • Any loss or damage caused willfully or knowingly by the Insured, or any loss or damage in which the Insured or any person acting on his behalf is involved or implicated
  • Damage arising from the Plate Glass being worked upon in any manner or during its removal or replacement or arising out of or in course of alterations to the Premises
  • Frames or framework of any description or the cost of removal of any fittings, fixtures or other obstructions
  • Interruption or delay or loss of business or consequential loss or damage or expense of any kind

This is not an exhaustive list. For ​a detailed list of ​exclusions​ & other details, please read the policy wordings.

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