• Have Us Call You
    Have Us Call You

    Please provide your details & we will get back shortly.

    (All fields are mandatory)

  • Call us: 1800-266-5844
Miscellaneous Insurance Plans

Money Insurance Policy

Coverage

Solutions for a Mixed Bag of Needs

Coverage

​You can make use of this policy if you are a business owner.​

To understand eligibility better, please read the policy wordings.​

​Our Money Insurance policy will protect you against the following risks:

  • Loss during transit if the money is carried by you or your authorized employee, because of robbery or any other unexpected event
  • Loss of money from a safe and/or strong room in your premises caused by robbery or any other unexpected event
  • ​Loss of money from your cash counter/till in your premises caused by robbery or any other unexpected event

Please note:

"Money" refers to Cash, current coins, Bank and Currency Notes, Cheques, Postal Order, Current postage stamps which are not part of a collection and luncheon Voucher.

"Business Hours" or "Office Hours" in the Money Insurance policy refer to the Insured’s normal trading hours or whilst the Insured or their authorized employees are on the premises for the purpose of the business.

"Housebreaking" refers to the unforeseen and unauthorized entry to or exit from the Insured Premises by aggressive and detectable means with the intent to steal Money.

"Theft" refers to the dishonest misappropriation of Money with the intention of permanently depriving the Insured of that Money.

Theft is "Robbery" if, in order to the committing of the theft, or in committing the theft, or in carving away or attempting to carry away property obtained by the theft, the offender, for that end, voluntarily cause or attempts to cause to any person death or hurt or wrongful restraint, or fear of instant death or of instant hurt, or of instant wrongful restraint.

This is not an exhaustive list. For ​a detailed list of ​inclusions & other details, please read the policy wordings.​​​​

​This Money Insurance Policy has ‘named excluded perils’ which means there are specific risks that will not be covered. These risks are:

  • Spillage
  • Shortages due to errors or omissions
  • Loss or damage caused by war and rebellion
  • Loss due to regular wear and tear
  • Civil commotion
  • Seizure, arrest or detainment by the Government
  • Pilferage
  • Terrorism
  • Any consequential losses of any kind; be they by way of loss of profit, business interruption, market loss or otherwise and any other legal liability of any kind.
  • Loss of Money carried by anyone other than the Insured or an Authorized Employee of the Insured.
  • Loss of Money where the Insured or his Authorized Employee is or is alleged to be involved as a principal or accessory or is alleged to be in anyway concerned or implicated.
  • Money carried under contract of affreightment.
  • ​Loss or damage due to ionizing radiation or contamination by radioactive substance from any nuclear fuel or from any nuclear assembly or nuclear waste or from the combustion of nuclear fuel.

This is not an exhaustive list. For ​a detailed list of ​exclusions​ & other details, please read the policy wordings.

Quick Quote

Retrieve Quote

Renewal Quote

Error Occured: An error occurred loading a configuration file: Access to the path 'C:\inetpub\wwwroot\wss\VirtualDirectories\80\web.config' is denied. (C:\inetpub\wwwroot\wss\VirtualDirectories\80\web.config)      
Have Us Call You

Please provide your details & we will get back shortly.

(All fields are mandatory)


Customer Reviews

Customer Reviews

N. Rama Mohan Rao

Mumbai

Thank you very much for your prompt service, While taking insurance from your company, some people told that, if I take insurance from other than car dealer, I have to face problem (Like visit to dealer and insura​nce company surveyor and office, no cashless facility etc) while claim comes, you have pro ven that all th ose words are wrong and we can take from other than dealer also, I would like to express my please for your service .​
...

readMore