Features & Benefits
Requirements: Your home is your castle and everything in it is your pride & joy. It is your safe abode and most of the things you own are there. Whether of sentimental or monetary value, our possessions are precious to us and are most often left alone at home. It is unthinkable that someone should violate your sanctity. Unthinkable, yet it still is an occurrence.
Even in businesses, a great deal is invested in stocks of the trade goods and these stocks are crucial in running the business, and mostly stored in the business premises only.
A lot rides on the safekeeping of our premises; a lot of emotional as well as financial investment is what is represented in all these mentioned articles and their safekeeping becomes priority. Should someone break into your premises and steal or damage your belongings and stocks, this may not only lead to mental distress but also significant financial losses. You might not be able to catch the brigand and teach him about morality, but you need to make sure you are protected in such cases. There can be no replacing the memories and the sentimental value of your things, but for the rest, our Burglary and Housebreaking Insurance Policy can help you return to normalcy in such a difficult time.
Benefits: This Burglary Insurance policy will help you when you are at your most vulnerable. After the break-in and robbery of your home, you need to replace the belongings you have lost; they might be things of your daily use, which need immediate replacement, or other amenities. Similarly in business, any damage or loss of your stock needs to be replenished right away, the losses that your business might suffer due to such an incident might be catastrophically huge. The Burglary and Housebreaking Insurance policy will allow you to move past the unfortunate incident at the earliest by helping you with the aforementioned replacements.
Sum Insured: The sum insured under the Burglary Insurance policy would be fixed on the basis of current market prices for your stock. For other items like furniture, fixtures, equipment, etc. it can be fixed as per market value or reinstatement value.
Premium: The amount of the premium you pay for the Burglary Insurance policy will depend on the amount insured, items insured, type of premises and physical security.
Please read the
policy wordings for more information.
*Terms & Conditions apply.