• Have Us Call You
    Have Us Call You

    Please provide your details & we will get back shortly.

    (All fields are mandatory)

  • Call us: 1800-266-5844

Public Liability Non Industrial Insurance Policy

Coverage

Safeguarding your Organization's Interests

Coverage

​You can make use of this policy if you own non-industrial property.​

 

To understand eligibility better, please read the policy wordings.​

​Our Public Liability Insurance (Non-Industrial Risk) Policy will cover your legal liability for damages to a third party such as accidental death, bodily injury or damage to property. It will also protect you against the legal costs and expenses you incur with prior consent.

If you pay an additional premium, this policy can be extended to cover the cases listed here:​

  • Liability arising out of goods kept in your custody
  • Liability arising out of food and beverages provided by you
  • Liability arising out of sports facilities provided by you
  • Liability arising out of your swimming pool
  • Other Facilities extensions
  • Sudden and accidental pollution endorsement
  • Act of God extension
  • ​Transportation extension

 

This is not an exhaustive list. For ​a detailed list of ​inclusions & other details, please read the policy wordings.​​​​

The Public Liability Insurance (Non-Industrial Risk) Policy will not cover you in the following cases:

  • Earthquake, earth-tremor, volcanic eruption, flood, storm, tempest, typhoon, hurricane, tornado, cyclone or other similar convulsions of nature and atmospheric disturbance (unless specifically covered)
  • Deliberate, willful or intentional non-compliance of any statutory provision or disregard of your technical or administrative management
  • Loss of a pure financial nature such as loss of market, etc.
  • All personal injury such as libel slander, false arrest, wrongful eviction, wrongful detention, defamation, etc. and mental injury, anguish or shock resulting from these injuries
  • Infringement of plans, copyright, patent, trade name, trademark, registered design
  • Fines, penalties, punitive or exemplary damages or any other damages
  • Liability directly or indirectly caused by War and allied perils and any act of terrorism
  • directly or indirectly caused by or contributed to by ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste
  • Transportation of materials and dangerous substances outside Insured’s premises unless specifically covered
  • Ownership, possession or use by or on behalf of you, of any aircraft, watercraft or hovercraft
  • Injury to any person under a contract of employment or apprenticeship with you when the injury is because of the execution of such contract
  • the deliberate, conscious or intentional disregard of the Insured’s technical or administrative management of the need to take all reasonable steps to prevent claims
  • Injury or damage occurring before the retroactive date in the schedule
  • Contractual liability
  • claims arising out of or in connection with:
    • Pollution howsoever caused unless specifically covered
    • Any Product

This is not an exhaustive list. For ​a detailed list of ​exclusions​ & other details, please read the policy wordings.

Quick Quote

Retrieve Quote

Renewal Quote

Have Us Call You

Please provide your details & we will get back shortly.

(All fields are mandatory)