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Public Liability Act

Coverage

Safeguarding your Organization's Interests

Features 7 Benefits

Requirements: Several industries or businesses call for handling of hazardous or dangerous substances. Mishandling of such materials can lead to serious accidents.

The Public Liability Act, 1991 provides through insurance, immediate relief, by owners who control or handle hazardous substances, to person's affect by accident due to handling of such hazardous substances on ‘No Fault Liability’ basis.

As per the Act, anyone who does own, control or handle hazardous substances as detailed in the provisions of the Act should purchase Public Liability (Act) insurance.

Benefits: ​The Liberty Videocon Public Liability Insurance policy is just what you need. It will cover you in times of accidents arising out of handling of hazardous substances as provided in the Public Liability Insurance Act, 1991. With this policy by your side, you will be well-prepared to face such situations.

Sum Insured: This is an indemnity policy with particular limits. These limits are:

Any One Accident: Not less than the paid up capital of the insured, subject to a maximum Rs. 5 crore.

Any One Year:​ Three times the ‘Any One Accident’ limit, subject to a maximum of Rs. 15 crore.

Claims exceeding the above statutory limits are to be met by the Environmental Relief Fund (ERF).

Premium:​ The amount of the premium you pay is calculated after considering factors like the limits of the indemnity and gross annual turnover.​

 

Please read the policy wordings for more information.​​

*Terms & Conditions apply.​​

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