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Coverage

Securing your Projects & Future Profits

Coverage

​This policy is for you if you are:

  • The owner(s) of the equipment
  • Lessor /Lessee i.e. leasing the equipment
  • ​A group of different parties with financial interest in the equipment such as bankers or financiers

 

To understand eligibility better, please read the policy wordings.​

​​Following is the list of electronic equipment covered under this policy:

  • Electronic data processing machine
  • Telecommunication equipment
  • Transmitting and receiving installations (including radio, TV, cinema sound reproduction and studio equipment)
  • Material testing and research equipment
  • Electro-Medical Installations
  • Signal and transmitting units
  • Office calculators, duplicating machines and reproduction machines
  • Control and supervisory units

The policy can be extended to cover the following risks if additional premium is paid:

  • Escalation
  • Your property surrounding the insured equipment
  • Third party liability
  • Express freight, overtime, holiday wages etc.
  • Air freight
  • Additional customs duty
  • ​Terrorism

 

This is not an exhaustive list. For ​a detailed list of ​inclusions & other details, please read the policy wordings.​​​​

​This policy has ‘named excluded perils’ which means there are specific risks that will not be covered. These risks are:

  • War and nuclear disasters
  • Damage due to overload
  • Wear and tear
  • Wilful act of damage
  • Gross negligence
  • ​Pre-existing defects known to you

 

This is not an exhaustive list. For ​a detailed list of ​exclusions​ & other details, please read the policy wordings.

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Customer Reviews

Customer Reviews

N. Rama Mohan Rao

Mumbai

Thank you very much for your prompt service, While taking insurance from your company, some people told that, if I take insurance from other than car dealer, I have to face problem (Like visit to dealer and insura​nce company surveyor and office, no cashless facility etc) while claim comes, you have pro ven that all th ose words are wrong and we can take from other than dealer also, I would like to express my please for your service .​
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